Many retirees wonder if converting a lump-sum pension to an annuity is worthwhile; discover the break-even math to make an informed decision.
Convert a Lump‑Sum Pension to an Annuity? Here’s the Break‑Even MathBusiness
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Annuities
116 posts
Why “Free Look” Periods Matter More Than You Think in Annuity ContractsBusiness
Not understanding the true value of “free look” periods can cost you, so keep reading to discover why they matter more than you think.
Annuitization vs. Systematic Withdrawals: Which Creates More Lifetime Income?Business
However, understanding the key differences between annuitization and systematic withdrawals is essential to choosing the right strategy for lifetime income.
Protecting a Special‑Needs Loved One With a Structured Settlement Annuitybusiness
Keeping your special-needs loved one protected with a structured settlement annuity involves key strategies that can ensure long-term security—discover how to implement them effectively.
Roth IRA vs. Roth Annuity: Surprising Differences Retirees OverlookBusiness
When comparing a Roth IRA and a Roth annuity, you’ll find notable…
The 10‑Year Surrender Charge Trap: How to Keep Your Annuity PortableBusiness
Getting trapped in a 10-year surrender charge can limit your flexibility—discover strategies to keep your annuity portable and avoid costly penalties.
How Charitable Gift Annuities Turn Retirement Income Into Lasting Impactbusiness
A charitable gift annuity transforms retirement income into a lasting legacy, offering both financial stability and meaningful support—discover how it can benefit you today.
Qualified Longevity Annuity Contracts (QLACs): A Smart Move to Slash RMD TaxesBusiness
Many retirees overlook QLACs, but understanding how they can reduce RMD taxes may significantly impact your retirement strategy.
When Inflation Soars, Can COLA Annuities Save Your Purchasing Power?Business
When inflation soars, COLA annuities can be a useful tool to protect…
CD vs. Multi‑Year Guaranteed Annuity (MYGA): Which Offers the Better Safety Net?Business
Compare CDs and MYGAs to determine which offers a better safety net, but understanding their differences is essential for making an informed choice.
