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Annuities

149 posts
  • Annuities

How “Floor and Upside” Designs Turn Volatile Markets Into Steady Paychecksbusiness

market stability through design
An innovative approach, Floor and Upside Designs transform volatile markets into reliable income streams by leveraging strategic options techniques and risk management—discover how it works.
  • Charles
  • August 14, 2025
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  • Annuities

Combining Long‑Term Care Riders With Annuities: Double Duty for Peace of Mindbusiness

ltc riders with annuities
Optimize your retirement plan with long-term care riders and annuities—discover how this powerful combo can safeguard your future and ensure peace of mind.
  • Charles
  • August 12, 2025
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  • Annuities

The Role of SPIAs in Bucket Strategies: Locking In Your EssentialsBusiness

spias secure retirement income
Protect your essential income with SPIAs in bucket strategies—discover how they can provide stability and peace of mind in retirement planning.
  • Charles
  • August 10, 2025
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  • Annuities

Convert a Lump‑Sum Pension to an Annuity? Here’s the Break‑Even MathBusiness

pension conversion break even analysis
Many retirees wonder if converting a lump-sum pension to an annuity is worthwhile; discover the break-even math to make an informed decision.
  • Charles
  • August 8, 2025
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  • Annuities

Why “Free Look” Periods Matter More Than You Think in Annuity ContractsBusiness

importance of annuity cancellation
Not understanding the true value of “free look” periods can cost you, so keep reading to discover why they matter more than you think.
  • Charles
  • August 7, 2025
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  • Annuities

Annuitization vs. Systematic Withdrawals: Which Creates More Lifetime Income?Business

retirement income strategies comparison
However, understanding the key differences between annuitization and systematic withdrawals is essential to choosing the right strategy for lifetime income.
  • Charles
  • August 5, 2025
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  • Annuities

Protecting a Special‑Needs Loved One With a Structured Settlement Annuitybusiness

special needs settlement planning
Keeping your special-needs loved one protected with a structured settlement annuity involves key strategies that can ensure long-term security—discover how to implement them effectively.
  • Charles
  • August 3, 2025
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  • Annuities

Roth IRA vs. Roth Annuity: Surprising Differences Retirees OverlookBusiness

retirement accounts comparison
When comparing a Roth IRA and a Roth annuity, you’ll find notable…
  • Charles
  • August 1, 2025
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  • Annuities

The 10‑Year Surrender Charge Trap: How to Keep Your Annuity PortableBusiness

avoiding annuity surrender penalty
Getting trapped in a 10-year surrender charge can limit your flexibility—discover strategies to keep your annuity portable and avoid costly penalties.
  • Charles
  • July 31, 2025
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  • Annuities

How Charitable Gift Annuities Turn Retirement Income Into Lasting Impactbusiness

retirement income benefits charity
A charitable gift annuity transforms retirement income into a lasting legacy, offering both financial stability and meaningful support—discover how it can benefit you today.
  • Charles
  • July 29, 2025
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15 Best Fireproof File Cabinets with Water Resistance in 2026

Uncover the top 15 fireproof, water-resistant file cabinets of 2026 to protect your…
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15 Best Fireproof File Cabinets with Key Locks in 2026

Top fireproof file cabinets with key locks in 2026 offer unmatched security and…
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15 Best Electric Scooters for Adults with Seat in 2026

The 15 best electric scooters for adults with seats in 2026 offer innovative features…
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